When buying property in India, two charges are non-negotiable: Stamp Duty and Registration Fees. They’re not just costs—they’re what make your ownership legally valid.
What Is Stamp Duty?
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A state-imposed tax on property transactions
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Paid to authenticate the sale agreement or deed
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Without it, your document isn’t legally admissible in court
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Governed by the Indian Stamp Act, 1899 and state-specific laws
How It’s Calculated:
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Based on property value (circle rate or agreement value—whichever is higher)
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Varies by state, location, property type, and buyer category
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Typically ranges from 3% to 8% of the property value
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Some states offer concessions for women buyers or joint ownership
What Are Registration Charges?
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A fee paid to the Sub-Registrar’s Office to officially record the sale
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Confirms the legal transfer of ownership
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Usually 1% of the property value, or a fixed amount for high-value properties
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Governed by the Registration Act, 1908
How to Pay:
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Online via state portals or SHCIL (e-stamping)
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Offline through stamp paper, franking, or Sub-Registrar’s Office
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Payment proof is essential for registration
