Before you seal the deal on a property, make sure it’s not carrying hidden financial baggage. Here’s what to check:
House/Property Tax
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What it is: Annual tax paid to the local municipal body (e.g., GHMC in Hyderabad)
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Covers: Civic services like roads, drainage, lighting, garbage collection
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Impact: Unpaid dues can lead to penalties or even legal notices
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How to check: Visit the local municipal website or office with the property’s door number or assessment number
Water Dues
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What it is: Charges for water supply and sewerage services
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Impact: Unpaid bills can result in disconnection or transfer delays
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How to check: Contact the local water board (e.g., HMWSSB in Hyderabad) with the property ID
Other Dues to Watch:
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Electricity Bills: Ensure no pending bills with the local electricity board
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Maintenance Charges: For gated communities or apartments—check with the association
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Betterment Charges: Sometimes levied by municipalities for infrastructure upgrades
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Development Fees: Especially in newly regularized layouts or plotted developments
Legal Impact of Unpaid Dues:
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Can delay registration or mutation
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May lead to legal disputes or auction by authorities
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Banks may reject loan applications if dues are pending
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Clean dues = smooth ownership transfer and peace of mind
